Creating a legally valid will is one of the most important steps you can take to protect your loved ones and your assets. Yet many people in Ontario delay it—leaving their families vulnerable to confusion, legal costs, and conflict during an already difficult time.
As a real estate and estate lawyer, I help individuals and families ensure that their assets, property, and personal belongings are distributed exactly as intended through a properly drafted will.
Why a Will Matters
A will is more than a piece of paper—it’s a legal document that names your beneficiaries, outlines who will manage your estate, and states how your property will be divided after your passing.
Without a valid will, your estate will be distributed according to Ontario’s Succession Law Reform Act, which may not reflect your wishes. This often leads to unintended outcomes, delays in accessing funds, and disputes among family members.
Clear Asset & Beneficiary Designation Prevents Disputes
In your will, you should clearly designate who inherits each category of assets—such as your home, bank accounts, investments, business interests, vehicles, jewelry, and sentimental possessions.
Ambiguity is one of the leading causes of estate disputes. For example, if two children both believe they were promised the family home or a family heirloom, the absence of a clear instruction can result in a legal challenge. By naming specific beneficiaries for each asset, you avoid confusion and protect your loved ones from unnecessary stress and expense.
Not All Assets Are Covered by Your Will
It’s important to know that certain assets—like life insurance policies, RRSPs, TFSAs, and pension plans—pass directly to named beneficiaries outside the will. If these designations are outdated, for example still naming a former spouse, the asset may go to the wrong person despite what your will says.
That’s why a comprehensive estate plan includes both a properly drafted will and a review of all beneficiary designations to ensure consistency and accuracy.
We Can Help You Get It Right
Drafting a will with legal guidance ensures your intentions are clearly stated and legally enforceable. We take the time to:
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Understand your assets and family dynamics
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Recommend tax-efficient planning strategies
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Coordinate your will with beneficiary forms and real estate holdings
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Ensure your documents are valid under Ontario law
Start with Peace of Mind
If you haven’t created a will—or if it’s time to update one—contact our office for a personalized consultation. We’ll help you safeguard your assets and protect your family’s future, one clear step at a time.